Lock In A Premium 12-Month CD

Earn Up To 8.95% APY — FDIC Insured

Access competitive 1-Year Certificate of Deposit allocations sourced through leading U.S. brokerage platforms and a nationwide network of FDIC-insured banks.
Fixed 12-Month Term
FDIC Insurance Protection
No Stock Market Exposure
No Fee To You
lockIf you have liquid capital available, secure your allocation today.

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A senior CD specialist will contact you directly to confirm the strongest available FDIC-insured allocation.

Why Bestcd-rates.com

BestCD-Rates.com is a Florida-based CD placement platform providing access to competitive 12-month Certificate of Deposit allocations nationwide.

Instead of being limited to a single retail bank branch, we source allocations across major brokerage platforms and FDIC-insured U.S. banks competing for deposits.

This allows investors to access:

  • Institutional-level deposit pricing
  • Competitive 1-year fixed yields
  • Multiple bank comparisons
  • Structured FDIC coverage

Allocations are inventory-driven and may change as bank demand fills.

Current best 12-Month CD Rate Tiers

$100,000 6.75% APY
$250,000 7.75% APY
$500,000 8.75% APY
$1,000,000+ Tailored institutional pricing Up to 8.95% APY depending on allocation size and issuing bank availability.

Brokerage & Bank Network

Brokerage Platforms
FDIC-Insured Issuing Banks
Issuing banks vary by allocation size and availability.
FDIC Insurance & Security

All Certificates of Deposit are issued by FDIC-insured U.S. banks.

  • FDIC insurance up to $250,000 per depositor, per issuing bank
  • Ability to allocate across multiple banks
  • Principal protected when held to maturity
  • Fixed 12-month interest rate

FDIC insurance protects depositor funds up to applicable limits per institution.

This is structured fixed income focused on capital preservation.

Important: Non-Retirement Funds Only

These 12-month CD allocations are structured for taxable, non-retirement funds.

They are not compatible with:

  • IRAs
  • 401(k)s
  • SEP accounts
  • Other qualified retirement accounts

Because allocations are inventory-driven and require prompt funding, retirement accounts may not meet timing and custodial requirements.

Please consult your financial advisor if your funds are held in a retirement account.

No Fee To You

BestCD-Rates.com does not charge investors a fee.

We are compensated by issuing banks through standard commission arrangements.

  • No advisory fee
  • No management fee
  • No platform fee

Our role is to source competitive FDIC-insured 12-month CD placements.

1560 Sawgrass Corporate Parkway
4th Floor
Sunrise, FL 33323
United States

Serving clients across all 50 states.

Secure Your 12-Month FDIC-Insured Allocation Today

If you have liquid, non-retirement capital ready to deploy, request your tailored rate now.